PAYMENTS THAT FEEL SOLID

Accept Cards and Crypto.
Get Paid in Minutes

Enterprise-grade payments infrastructure engineered for scale, accepting Visa, Mastercard, Apple Pay, Google Pay, and crypto with near-instant settlement.

PCI DSS Level 1 100% Uptime USA Coverage
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Trusted by 10,000+ merchants nationwide

Enterprise-grade payment infrastructure for businesses across the United States. Our platform is engineered for scale, accepting cards and crypto with near-instant settlement.

Unlike legacy processors that bolt on modern features, we built our platform from the ground up — giving you a unified experience across POS, online, and mobile channels with transparent pricing and no hidden fees.

From growing businesses processing their first transactions to high-volume enterprises handling millions daily, our infrastructure adapts to your needs. Fast onboarding, dedicated support, and modern hardware included.

• REAL-TIME ANALYTICS • MULTI-CURRENCY SUPPORT • 24/7 SYSTEM MONITORING • 100% UPTIME SLA • INSTANT SETTLEMENT • DEDICATED ACCOUNT MANAGER • ENTERPRISE GRADE INFRASTRUCTURE
Payment Terminal
100% Uptime
<24h Settlement
24/7 Monitoring
FEATURES

Everything you need to accept payments

A complete payment platform designed to help you scale your business with confidence. No hidden fees, no surprises.

  • • Cards, wallets, and supported crypto payments
  • • Near-instant settlement on supported crypto rails
  • • Real-time reporting and unified admin access
  • • Flat-rate pricing with transparent fees
  • • Fast deployment with modern POS and hardware

Industry-Specific Processing

Solutions designed around your business model — so your processing setup, policies, and tools align with how you sell.

Terminal & Hardware Support

Support for countertop, mobile, and wireless payment terminals, with onboarding and training provided.

Chargeback Management

Dedicated chargeback monitoring, dispute handling, and prevention for card-based transactions, managed directly by our internal risk team. Crypto transactions settle without chargeback exposure.

Unified Dashboard

Real-time analytics and insights in one beautifully designed interface.

Developer-First APIs

World-class REST and GraphQL APIs, SDKs, and documentation that developers actually love.

How Much Money Can You Save?

Enter your monthly processing average and see how much you could save with Paybotx.

 
Monthly Fees You Won't Pay With Us
WITH US
  • Transparent pricing
  • No junk fees
  • No surprises
  • You keep more of every transaction

See how much you’re losing

Adjust the sliders to match your current processing.

$ /mo
$5,000 $1,000,000
3.0%
2% 4%

Based on industry average rates from traditional processors

$9,000 Estimated monthly savings

That's $108,000/year back into your business

SOLUTIONS

Tailored for every business model

Your processing, policies, and settings are configured to match your business model.

Laptop displaying analytics dashboard
SUBSCRIPTION BILLING MADE SIMPLE

For SaaS Companies

Recurring billing, dunning management, usage-based metering, and comprehensive analytics all in one platform.

  • Subscription & recurring payments
  • Automated invoicing & billing cycles
  • Failed payment recovery (smart retries)
  • Real-time reporting & analytics
  • Built to support a wide range of applications and integrations
SIMPLE, RELIABLE CARD ACCEPTANCE

For Growing Businesses

Accept credit and debit card payments in-store, online, or on-the-go with fast approvals, modern terminals, and reliable settlement.

  • Credit & debit card acceptance
  • In-store, online, and mobile payments
  • Modern POS & terminals
  • Fast deposits & reporting
  • Designed for retail, service, and multi-location businesses as they scale
Customer paying with credit card at retail store terminal
Modern point of sale terminal processing credit card
ADVANCED RISK MANAGEMENT

High-Risk Processing

Purpose-built processing solutions designed to support complex, regulated, and high-growth business models.

  • Credit repair & debt services
  • Subscriptions & continuity billing
  • Digital products, coaching & programs
  • Travel agencies & booking services
  • Supplements & regulated goods
  • Marketplaces & platform models
  • Crypto services & blockchain platforms
  • Smoke shops & CBD (where permitted)
NEXT-GEN PAYMENTS

Powerful hardware for every setup

Reliable terminals designed for in-store, mobile, and multi-location use.

Countertop POS System

Full-featured countertop system with a large touchscreen, built-in printer, and powerful apps for every business need.

Large HD Display

High-resolution responsive touchscreen interface.

Receipt Printer

Fast, thermal built-in printing system.

300+ Apps

Access to a rich marketplace of business management tools.

Shifts & Staff

Advanced employee monitoring and time clocking apps.

Tablet-Based Solution

Sleek tablet-based point of sale that turns any counter into a modern checkout experience with full POS capabilities.

Sleek & Portable

Lightweight and modern layout built for durability.

Intuitive Interface

Zero learning curve for staff and fast checkouts.

Integrated Core

Native encryption and lightning-fast card processing.

Live Inventory

Real-time sync between stock and active registers.

Mobile Payment Terminal

Compact mobile terminal for tableside ordering, delivery, and on-the-go payments with built-in connectivity.

4G + WiFi Core

Seamless cellular switching for outdoor use.

All-Day Battery

Extended power performance for multi-shift routines.

Universal Reader

Full support for tap, dip, chip, and swipe transactions.

Pocket Architecture

Ultra-ergonomic form factor engineered for mobility.

Countertop System Tablet Terminal Handheld Device
Countertop POS

Effortlessly Accept All Major Credit Cards

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Jonathan Martinez profile picture
Jonathan Martinez
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I’ve had the pleasure of working with Eric and Merchant Solution Enterprises and highly recommend them to any business owner looking for a reliable payment processing partner. What sets them apart is not just their knowledge of the industry, but their integrity and commitment to doing what’s right for their clients. They are trustworthy, responsive, and always willing to take the time to explain options and answer questions. It’s clear that they genuinely care about helping businesses succeed rather than simply making a sale. Their family-oriented values and faith-driven approach are reflected in the way they treat customers—with honesty, respect, and professionalism. If you’re looking for a merchant services provider you can count on for the long term, Merchant Solution Enterprises is an excellent choice.
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Juan Amezcua 710 profile picture
Juan Amezcua 710
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We have been using Merchant Solution Enterprises since September of 2024. For my feed store and print shop. To be honest Eric has gave us great service on top of eliminating our fees completely and saving us thousands per year on both businesses. He also gives equipment for free for those being hesitant it doesn’t cost you anything to upgrade your equipment and start saving right away. When one of our machines was lagging he came the next day with a newer model machine no questions asked at no cost. What surprised me was how fast he did it because of his great service, I have referred him to 6 other businesses. Like I told him, you have been good to me, hence I will be good to you and want you to help others businesses save, like you have helped us. I would recommend Merchant Solution Enterprises to any business.
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José Dañiel Vargas profile picture
José Dañiel Vargas
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
If I could leave 10 stars I would. Big thank you to Eric for making the process as simple as possible. I’ve never been great with understanding how payment processing works and he went out of his way to walk me through all the ins & outs. He’s always available to speak whenever I have any questions as well. If your business needs a POS system, payment gateway, physical or virtual terminal make sure to work with him!
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Dany Bustos profile picture
Dany Bustos
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I’ve know Eric for over a year and he is professional and knows what he’s talking about in the merchant services. He gives you free equipment and saves you money on processing fees I recommend him to any business I come across! Highly recommended his services!
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Robert Saiz profile picture
Robert Saiz
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I’ve known Eric for many years and recommend his merchant services. I’ve been a client of his in merchant services for 2 years and he is reliable, trustworthy, and honest. When I have a question or concern I bring it up and he answers and takes care of it. I recommend any business owner that is looking for merchant services to contact Merchant Solution Enterprises.
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HM SECURITY INC profile picture
HM SECURITY INC
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
As a business owner, trust is everything. I’ve known Eric for many years and respect him professionally. Anytime one of my clients needs merchant services, I refer them to Eric because I know he’ll take care of them the right way. He’s dependable, experienced, and operates with integrity.
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Tania H profile picture
Tania H
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Working with Merchant Solution Enterprises has been incredibly easy. They are professional, helpful, and always quick to respond. They make the entire process smooth and stress free. Highly recommend for business owners 🤗
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The merchant era profile picture
The merchant era
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
⭐️⭐️⭐️⭐️⭐️ Outstanding service and reliability! Merchant Solution Enterprises has been amazing to work with. They truly understand the needs of small business owners and provide fast, smart, and reliable payment solutions. The setup process was simple, and their customer support is always available when I have questions. I really appreciate that they don’t hold funds or freeze accounts like other processors — my money is always deposited on time! If you’re looking for a trustworthy company that genuinely cares about helping your business grow, I highly recommend .

Trusted by hundreds of clients

SUPPORT HUB

Frequently asked
questions

Everything you need to know about our payment infrastructure, settlements, and onboarding.

We support all major U.S. card networks including Visa, Mastercard, American Express, and Discover. We also accept Apple Pay, Google Pay, and cryptocurrency payments (subject to approval).

Standard card settlements are 1-2 business days, with same-day settlement options available for qualifying businesses. Instant payouts are available for enterprise clients. Crypto settlements are near-instant via smart-contract-based flows.

Onboarding typically takes 1-3 business days. You will need your business registration documents, tax ID, and bank account verification. Our team guides you through every step via a secure digital portal.

We have a dedicated internal risk team that handles chargeback monitoring, dispute responses, and prevention strategies for all card-based transactions. Crypto transactions settle without chargeback exposure.

Most developers are up and running in 2-4 hours using our REST APIs and SDKs. We also offer no-code plugins for WooCommerce, Shopify, and Magento for instant setup.

We maintain PCI DSS Level 1 certification, SOC 2 Type II compliance, and adhere to GDPR and PSD2 requirements where applicable. Our tokenization ensures card data never touches your servers.

ENTERPRISE-READY SECURITY

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